There are many public health insurance plans and options that make healthcare accessible to all Maryland residents. These services are provided through the U.S. federal government or Maryland Medicaid and Medicare programs. These public health insurance programs are available to you in the event that you are unable to afford other health insurance options, you reach the appropriate age bracket, or are disabled.
Click on an area below to be taken to more detailed pages about Obamacare (the Affordable Care Act), Medicaid, or Medicare programs, plans, options, and FAQs.
ObamaCare, The Affordable Care Act
Obamacare, or the Affordable Care Act, refers to any health insurance plan that can be purchased through the federally operated Health Insurance Marketplace. When applying for Obamacare, you may also qualify for cost assistance or government subsidies, which can help reduce the cost of coverage.
Learn more about the Obamacare program, Marketplace, plans, and FAQs
Maryland Medicaid: Health Insurance For Low-Income
Maryland Medicaid is the state-funded health insurance for low-income individuals, families, pregnant women, and those with disabilities. Maryland recently expanded their coverage with increased Medicaid enrollment by 36%.
Maryland Medicaid programs include:
- Maryland Children’s Health Program
- Maryland HealthChoice Program
- Maryland Family Planning Program
- Maryland Medicaid Pharmacy Program
- Long-Term Services and Support
Learn more about the Maryland Medicaid program, plans, options, and FAQs
Maryland Medicare
Medicare is the federal health insurance for those who are 65 years of age or older, or who have a specific disability such as end-stage renal disease. If you have Medicare Part A today, you meet the requirements for qualified health coverage per the Affordable Care Act. Medicare Part B, unfortunately, does not meet this requirement so you will need additional health insurance coverage to avoid the Affordable Care Act penalty. Currently, 16% of the Maryland state population is enrolled in Medicare benefits.
Maryland Medicare programs and services include:
- Original Medicare Plans - Part A (hospital insurance), Part B (medical insurance)
- Medicare Advantage Plan - Part C
- Medicare Rx Plan - Part D
- Medigap
- HICAP
Learn more about the Maryland Medicare program, plans, options, and FAQs
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